NinjaBudget Privacy Policy
Effective Date: September 2025
NinjaBudget (“we,” “our,” or “us”) is committed to protecting your privacy. This Privacy Policy explains how we collect, use, and safeguard the personal information you provide when using the NinjaBudget mobile application (“the App”).
1. Information We Collect
When you use the App, we may collect:
- Account information – such as your email address used to register and sign in.
- Budget and expense data – information you choose to enter, including income sources, recurring expenses, and spending transactions.
- Family group data – if you invite another user, budget and expense information is shared within your designated family group.
- Technical information – such as device type, operating system, and usage logs, which may be used for debugging and improving the App.
2. How We Use Your Information
We use the information we collect to:
- Provide and operate the App’s budgeting features.
- Enable secure sharing of budgets within a family group.
- Diagnose and resolve technical issues.
- Improve the App’s performance and user experience.
- Future features (optional): We may use anonymized and aggregated data across all users to provide insights and benchmarking, such as comparing expense-to-income ratios across different income ranges. This aggregated data will never personally identify you.
3. How We Share Information
- We do not sell or rent your data to advertisers or third parties.
- Your data is accessible only to you, members of your authorized family group, and our development team for debugging or support purposes.
- If future features include benchmarking, only anonymized and aggregated statistics will be shared.
4. Data Storage and Security
- Your data is stored securely in cloud databases and protected using industry-standard security practices.
- Authentication tokens and credentials on your device are stored using secure storage mechanisms provided by the operating system.
- Despite these measures, no system is completely secure, and we cannot guarantee absolute security of your data.
5. Your Rights
You have the right to:
- Access and review the information you have entered into the App.
- Request deletion of your account and associated data.
- Export your budget data in a usable format.
To exercise these rights, please contact us at: support@ninjabudget.com.
6. Children’s Privacy
The App is not directed to individuals under the age of 13. We do not knowingly collect personal data from children.
7. Changes to This Policy
We may update this Privacy Policy from time to time. If we make significant changes, we will notify users through the App or by other means before the changes take effect.
8. Contact Us
If you have any questions or concerns about this Privacy Policy, please contact us at:
NinjaBudget
Email: support@ninjabudget.com